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If you have a sweet tooth and a fondness for southern classics, this Easy Banana Pudding Recipe is your new best friend. Creamy, dreamy, and bursting with fresh banana flavor layered between crisp vanilla wafers and a luscious vanilla pudding mixture, this dessert brings nostalgic comfort in every spoonful. It’s incredibly simple to make yet impressive enough to wow guests or treat yourself after a long day. Whether you’re a seasoned baker or just dipping your toes into desserts, this recipe delivers dependable deliciousness every time.

Ingredients You’ll Need
This recipe calls for simple, pantry-friendly ingredients that come together effortlessly to create the perfect balance of creamy, sweet, and fresh flavors. Each component plays an essential role—whether it’s the tangy cream cheese for richness or the crunchy vanilla wafers for texture, everything works in harmony to make this dessert shine.
- Cream cheese (8 ounces, softened): Adds creamy tang and body, making the pudding extra luscious.
- Sweetened condensed milk (14-ounce can): Brings natural sweetness and smooth texture without needing extra sugar.
- Instant vanilla pudding mix (5-ounce package): Creates the signature vanilla flavor and thickens the dessert perfectly.
- Cold milk (3 cups): Essential for setting the pudding and keeping it silky smooth.
- Cool Whip (8-ounce container, divided): Provides a light, airy finish that balances the rich pudding.
- Vanilla wafers (about 60 cookies): Adds delightful crunch and iconic banana pudding layering.
- Ripe bananas (4-5, sliced): The star ingredient delivering fresh fruity sweetness and moist texture.
- Crushed vanilla wafers: For topping and adding extra crunch and visual appeal.
- Additional banana slices: Garnish to make your pudding irresistible and inviting.
How to Make Easy Banana Pudding Recipe
Step 1: Prepare the Creamy Pudding Mixture
Start by beating the softened cream cheese in a large mixing bowl until it’s smooth and creamy. This step is key for a velvety pudding base. Then, add the sweetened condensed milk and continue beating until everything melts into a perfectly sweet, silky mixture. This combination makes the pudding rich without being overpowering.
Step 2: Make the Pudding
In a separate bowl, whisk together the instant vanilla pudding mix and cold milk until smooth. Let it rest for a few minutes to thicken naturally—this makes the pudding delightfully custard-like. Once it’s ready, gradually fold it into the cream cheese mixture, melding the flavors beautifully. Gently fold in half of the Cool Whip to keep the texture light and airy, balancing the cream cheese’s richness effortlessly.
Step 3: Assemble the Layers
Begin your layered masterpiece by placing a layer of vanilla wafers on the bottom of a trifle dish, clear bowl, or a 9×13-inch pan. This is where the crunch starts. Add a generous layer of sliced bananas on top of the wafers. Then, spread a thick layer of the luscious pudding mixture over the banana slices—these layers build the classic, luscious texture that makes this Easy Banana Pudding Recipe so well-loved.
Step 4: Repeat Layers
Keep layering wafers, banana slices, and pudding mixture until you’ve used up all your ingredients. Be sure to finish with a thick layer of pudding on top, setting the stage for your final decorative touches. The layering creates a beautiful contrast of textures and flavors in every bite.
Step 5: Top It Off and Chill
Spread the remaining Cool Whip evenly over the top of your pudding layers for a smooth, creamy finish. Cover the dish tightly with plastic wrap and refrigerate for at least 4 hours, or ideally overnight. This chilling step is crucial as it allows all the flavors to mingle and the wafers to soften gently into a cake-like texture, bringing the perfect balance between creamy and crunchy.
Step 6: Serve and Enjoy
Just before serving, sprinkle crushed vanilla wafers and decorate with additional banana slices on top. This finishing touch adds inviting texture and a fresh burst of banana flavor. Now you’re ready to scoop out generous servings of this irresistible treat and watch smiles light up around your table.
How to Serve Easy Banana Pudding Recipe

Garnishes
Simple garnishes like crushed vanilla wafers or extra banana slices elevate the dish visually and texturally. Sprinkling a few chopped nuts like toasted pecans or coconut flakes can add an exciting crunch and complimentary flavor that pairs beautifully with the creamy pudding layers.
Side Dishes
While this pudding can beautifully stand alone as a dessert, pairing it with a cup of strong coffee or a scoop of vanilla ice cream can enhance the experience. A light salad or fresh fruit on the side also balances the richness, making it a wholesome ending to any meal.
Creative Ways to Present
Try serving this pudding in individual mason jars or clear glasses to showcase its beautiful layers. You can also turn it into parfaits by alternating smaller layers with whipped cream and fresh fruit toppings. Holiday centerpieces or potluck gatherings will appreciate how charming and convenient this presentation is.
Make Ahead and Storage
Storing Leftovers
Leftover banana pudding can be stored covered in the refrigerator for up to 3 days. Make sure to keep it tightly sealed to avoid the bananas browning and the wafer layers from becoming overly soggy. A gentle stir before serving helps refresh the texture.
Freezing
Because of its creamy and fresh banana layers, freezing banana pudding is not recommended as it can negatively affect the texture and cause bananas to become mushy upon thawing. For the best taste and consistency, enjoy this pudding fresh within a few days of preparation.
Reheating
Banana pudding is best enjoyed chilled and doesn’t require reheating. Warming it can cause the pudding to separate and lose its signature creamy texture. Serve it straight from the refrigerator for the perfect balance of flavors and textures.
FAQs
Can I use fresh homemade pudding instead of instant mix?
Absolutely! Fresh homemade vanilla pudding can work wonderfully and offers a more natural flavor, but the instant mix is what makes this Easy Banana Pudding Recipe quick and foolproof without sacrificing any deliciousness.
How ripe should the bananas be for this pudding?
Use bananas that are ripe but still firm. Overripe bananas can make the pudding too mushy and affect the texture, while underripe ones don’t provide enough natural sweetness.
What can I substitute for Cool Whip?
If you prefer a homemade touch, whipped heavy cream sweetened lightly with vanilla extract can be a great substitute. It adds that same airy texture with a fresh flavor.
Can I make this into a gluten-free dessert?
Yes! Simply swap out the traditional vanilla wafers for gluten-free vanilla cookies. The rest of the ingredients are naturally gluten-free, making this an easy dessert for gluten-sensitive friends.
How long should I refrigerate the pudding before serving?
A minimum of 4 hours refrigeration is needed for the flavors to meld and the wafers to soften, but overnight chill is best to develop that classic creamy texture everyone loves in this Easy Banana Pudding Recipe.
Final Thoughts
There’s nothing quite like the comforting hug of homemade banana pudding, and this Easy Banana Pudding Recipe brings that warmth to your table with effortless style and incredible flavor. It’s a dessert that’s simple to make yet deeply satisfying, perfect for any occasion you want to make special. So grab those bananas and get ready to enjoy a classic that never goes out of style!
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Easy Banana Pudding Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 4 hours 20 minutes
- Yield: 12 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American Southern
- Diet: Vegetarian
Description
This Easy Banana Pudding recipe combines creamy layers of cream cheese and vanilla pudding with ripe bananas and crunchy vanilla wafers for a delightful layered dessert. With its smooth texture and sweet, airy flavor, this classic Southern treat is perfect for any occasion and requires no baking—just simple mixing, assembling, and chilling.
Ingredients
Creamy Pudding Mixture
- 1 (8-ounce) package cream cheese, softened
- 1 (14-ounce) can sweetened condensed milk
- 1 (5-ounce) package instant vanilla pudding mix
- 3 cups cold milk
- 1 (8-ounce) container Cool Whip, divided
Layers
- 1 box vanilla wafers (about 60 cookies) or butter cookies
- 4–5 ripe bananas, sliced
- Crushed vanilla wafers (for topping)
- Additional banana slices (for garnish)
Instructions
- Prepare the Creamy Pudding Mixture: Beat the softened cream cheese in a large mixing bowl until smooth and creamy. Add the sweetened condensed milk and continue to beat until well combined, creating a rich base for the pudding.
- Make the Pudding: In a separate bowl, whisk together the instant vanilla pudding mix and cold milk until smooth. Allow it to sit for a few minutes so it thickens. Gradually fold this pudding mixture into the cream cheese blend until fully combined, then fold in half of the Cool Whip to add a light and airy texture.
- Assemble the Layers: Begin by placing a layer of vanilla wafers at the bottom of your chosen serving dish (a trifle bowl, clear bowl, or 9×13-inch pan works well). Add a layer of sliced bananas over the wafers, then spread a generous layer of the pudding mixture over the bananas.
- Repeat Layers: Continue layering vanilla wafers, banana slices, and pudding mixture until all ingredients are used, ensuring the final layer is pudding for a smooth finish.
- Top It Off: Spread the remaining Cool Whip evenly over the top layer. Cover the dish tightly with plastic wrap and refrigerate for at least 4 hours, preferably overnight. This chilling time allows the flavors to meld and the wafers to soften into a cake-like texture.
- Serve: Before serving, garnish the pudding with crushed vanilla wafers and additional banana slices for an attractive and tasty presentation.
Notes
- For best flavor and texture, refrigerate the pudding overnight.
- You can substitute butter cookies for vanilla wafers if preferred.
- Use ripe but firm bananas to prevent them from turning mushy quickly.
- Ensure the cream cheese is softened to avoid lumps in the pudding mixture.
- Optional: Add a splash of vanilla extract to enhance the pudding flavor.
- Keep the dessert refrigerated until just before serving to maintain freshness.

